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Lines of Credit

A Montana 1st Credit Union Line of Credit will allow you to borrow only as much as you need, precisely when you need it. You may borrow a set amount and pay it down repeatedly, balancmg your cash flow needs with this ready source of short-term funds. A Line of Credit is simple and easy to use, and is an excellent financial tool to:

  • Cover Short-Term Cash Needs Until Accounts Receivable can be Collected
  • Take Advantage of Supplier Discounts
  • Cover Seasonal Working Capital Needs

 

Commercial Real Estate

Montana 1st Credit Union offers very competitive financing for commercial real estate, including the purchase of existing buildings or refinancing current loans. These loans use the property as the required collateral, and often are used for:

  • Commercial Properties, Both Owner and Non-Owner Occupied
  • Rental Housing
  • Apartment Complexes .. .
  • Combination BusinessIResldential Properties Recognizing that your real estate transaction may be unique, Montana 1st Credit Union offers an innovative and flexible program to fit your needs. Commercial real estate loans are amortized over a set period of time, with payments and interest rates fixed over varied terms.

 

Business Credit Cards

The Montana 1st Credit Union Business Credit Card provides a flexible way to streamline purchases and control your expenses. A Montana 1st Credit Union Business Credit Card allows you to:

  • Separate Business from Personal Expenses
  • Issue Cards to Employees for Purchases, Travel, etc.
  • Set the Spending Limit on Each Employee's Card.