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When it comes to your money and your home, too much excitement is the last thing you need. We've been delightfully drab for more than 78 years -- that's why Montana 1st is strong, stable, and making home loans and home equity loans just like always.

Use the full power of your home!

At Montana 1st we take time to work with you-whether you're shopping for your first home, moving to a larger house, considering a retirement residence or making improvements to your existing home. In addition, we can help you capture the borrowing power for virtually any of your major or minor purchases with a home equity loan or line of credit.


Our friendly and experienced professionals can help you select the right type of mortgage for your individual needs. We'll answer any questions you have and discuss the many options available to you. Because at Montana 1st we know that finding the right mortgage is essential, you'll discover that we offer a wide variety of loan packages tailored to your situation.

We offer the following home loans:

  • First Mortgage Loans
  • Second Mortgage Loans
  • Home Equity Line of Credit - Variable*
  • Home Improvement Loans

When you are ready to make this major investment, remember that we have the flexible loan plans you need-at rates you can afford. To find out more about our mortgage products, check rates or to apply online click here.


*Home Equity Line of Credit: On approved credit, variable rate with a 12.00% APR maximum and a 4.99% minimum, adjusts quarterly to prime + 1.49%, 10 year draw period, 20 year amortization, no origination fees, standard documentation fees may apply, appraisal and recording fees apply.